The clock is ticking. April 15, 2024, looms like a fiscal guillotine for millions of Americans—self-employed freelancers, small business owners, and even W-2 earners who’ve misplaced a 1099 or are still wrestling with last-minute deductions. The panic sets in: *”I’m not ready!”* But there’s a lifeline, a legal reprieve hidden in the IRS’s labyrinthine bureaucracy—how […]